Free Resources
📧 SIPP Guide: Tax-efficient Self-Invested Personal Pension https://moneywisedoctor.kartra.com/page/SippforMedics

Download Free Guide: 7 Steps To Take Before Investing
https://mailchi.mp/moneywisedoctor/investing

Financial Health Quiz: Check your financial health score with a quick quiz.
https://moneywisedoctorquiz.scoreapp.com

How To Avoid The 60% Tax Trap
https://mailchi.mp/moneywisedoctor/doctors-60percent-tax-guide

Get Paid for Taking Medical Surveys
https://sermo.pxf.io/moneywisedoctor

FREE ISA Account with Invest Engine
https://investengine.pxf.io/moneywise

Get a SIPP Account with InvestENgine: investengine.pxf.io/moneywisesipp

💼 Access a free life insurance guide tailored for doctors, nurses, dentists and NHS staff
https://moneywisedoctor.com/navigating-insurance-options-for-doctors-doctors-dilemma/

📥 Download the free guide for first-time buyers and remortgage advice.
https://moneywisedoctor.com/download-guide-from-renting-to-buying/
Summary

In this conversation, Dr. Andy Egwim discusses the importance of having multiple financial accounts to achieve financial freedom. He emphasizes the need for at least seven accounts, each serving a specific purpose, such as a current account, savings account, investment account, and more. Dr. Aguilin also highlights the significance of tax-efficient accounts, retirement planning, and the responsible use of credit cards. He provides practical tips on automating financial management to simplify the process and ensure effective money management.

Unlock Financial Confidence: Top Strategies for UK Medics 💡

Missed the live masterclass? Don’t worry—we recorded this value-packed webinar just for you!

Whether you’re an NHS or private healthcare professional, this session is your ultimate guide to smarter financial planning.

In This Video, You’ll Learn:
✅ Maximise Tax Efficiency:

Get the most from NHS and private pensions, including SIPPs.
Understand and utilise your £20,000 ISA allowance.
Avoid common tax traps like the 60% tax rate.
✅ Invest Smarter:

Explore ethical and Halal investment options.
Simplify your investment strategy with 7 risk-reducing steps.
✅ Protect Your Financial Future:

Secure your family’s finances with life insurance and trusts.
Learn how to align your investments with your values.
Why Watch This Video?
This isn’t just another financial talk—it’s a practical guide filled with actionable strategies tailored for medics. Learn how to:

Save thousands on taxes.
Build wealth through effective, tax-efficient investing.
Plan for a secure future in 2025 and beyond.
BONUS TIP: Discover how to claim up to £10,000 in professional expenses through HMRC’s updated process and why avoiding ISA mistakes could save you more than you think.

Who Is This For?
Doctors, dentists, and healthcare professionals looking to:
🔹 Maximise their income and savings.
🔹 Take control of their financial future.
🔹 Achieve financial clarity and stability.

If you found this helpful, hit Like and Subscribe for more expert insights tailored for UK medics.

Let’s build our financial future together!

Chapters

00:00 Understanding Financial Challenges for Doctors
12:09 Navigating the NHS Pension System
24:02 Strategies for Saving and Investing
35:52 Creating a Financial Plan for the Future
42:54 Understanding Ethical Investing and Tax Relief
45:48 Exploring Additional Income Opportunities for Doctors
47:12 The Importance of Emergency Funds
49:04 Navigating Pension Benefits and Inheritance Tax
56:37 Maximizing ISA Benefits and Tax-Free Savings
01:04:03 Investment Strategies: Stocks, Bonds, and Index Funds
01:26:14 Understanding ISAs: The Basics
01:30:01 Maximizing Your ISA Accounts
01:34:10 Retirement Planning: Pensions and ISAs
01:40:19 Short-Term Investment Strategies
01:44:35 Salary Sacrifice and Its Implications
02:04:42 Final Thoughts and Resources